Follow these top tips to find out how to make travel effective and easy when you have bad credit:
Budget wisely: you really want to make sure that you don’t stretch yourself financially. Be careful about overspending and set a strict budget about exactly how much you want to spend on your trip. Don’t be tempted to spend outside of your means as this may simply lead to more debt to pay off once you’ve returned home.
Make online reservations: often hotels require you to book a room using a credit card. Did you know though that you’re often able to pre pay for your stay with a debit card? This means that you’ll know in advance that the payment has cleared and you won’t have unnecessary stress or the need to spend on a credit card.
Use websites for the best rates: be smart with your money and look for the best rates available. There are so many hotel and flight websites that consistently update you with the best offers so take advantages and get saving. Use a debit card to rent a car: many people with bad credit find renting a car to be a real challenge and often become convinced that it’s not possible. Be aware that you can generally charge the deposit amount to a debit card. Make prepayment and avoid the stress of not knowing whether you’ll be able to get a vehicle to use on your travels.
Book flights with a debit card: avoid using your credit card again by booking flights through a travel service that allows you to prepay. Always remember to take the card you booked with with you when you go on your travels in case it’s needed.
Use ATMS and cash: as long as you have managed to save up some money for your travels, bad credit shouldn’t stop you from enjoying yourself. Use ATMs to withdraw money with your debit card, and spend cash so that you don’t overspend and can constantly track how much you have spent so far.
It’s important to be aware that if you do use your debit card, you need to check with your bank in advance that you won’t be charged extortionate fees and charges. There are now lots of great promotions which offer free transactions abroad so if you’re not happy with what your bank currently offers then do shop around and find the best debit card for you.
Article provided by Loans for People With Bad Credit